PCI Compliance Management Software

Manage Compliance & Risk with ZenGRC

  • Tailor our GRC solution to your PCI compliance needs
  • Save time and hassle managing PCI compliance tasks and audits
  • Create a strong PCI compliance foundation to drive smarter, risk-informed decisions


ZenGRC: The Solution to Your PCI Compliance Challenges

With its intuitive interface and comprehensive suite of tools, ZenGRC assists organizations in adhering to PCI compliance standards.

ZenGRC’s comprehensive GRC solution comprehensive platform simplifies the complex process of adhering to PCI standards, ensuring businesses can keep cardholder data secure and maintain compliant payment card operations. With ZenGRC, companies gain enhanced visibility and control over their compliance activities, making the daunting task of meeting PCI requirements for sensitive data more manageable and less time-consuming – ideal for organizations seeking to navigate the intricate landscape of payment card industry regulations with ease and confidence.

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The PCI Compliance Solution You Need in One Program

ZenGRC offers a comprehensive solution for PCI compliance, integrating all necessary tools into one efficient program.

This platform is designed to address the full spectrum of PCI requirements, providing a centralized location for managing compliance tasks. With its user-friendly interface and robust functionalities, ZenGRC makes it easier for organizations to navigate through the complexities of PCI standards, ensuring that all aspects of compliance are covered. From monitoring data security to maintaining regular reports, ZenGRC provides a holistic approach to PCI compliance, tailored to meet the specific needs of your organization.

  • Real-time Metrics on Prioritized Risks

    Understanding and managing risks is crucial for PCI compliance.

    ZenGRC’s real-time metrics offer a dynamic view of your organization’s risk landscape, prioritizing potential threats based on their impact and likelihood. This feature enables businesses to focus their efforts on the most critical areas, ensuring that resources are effectively allocated. With these insights, companies can proactively address vulnerabilities and enhance their overall security posture, keeping their payment card operations both secure and compliant.

  • Automation to Streamline PCI Compliance Workflows

    ZenGRC simplifies the PCI compliance process through automation.

    By automating routine tasks such as data collection, risk assessments, and report generation, organizations can save significant time and reduce the likelihood of human error. This automation extends to tracking changes in PCI standards, ensuring that your compliance program remains up-to-date without the need for constant manual oversight. The result is a more efficient compliance process, freeing up your team to focus on strategic initiatives rather than administrative tasks.

  • Templates to Help You Streamline Your Compliance Audits

    Streamlining compliance audits is essential for efficient PCI management.

    ZenGRC offers a range of customizable templates designed to simplify the audit process. These templates provide a structured approach to documenting compliance efforts, ensuring that nothing is overlooked. They are crafted to align with PCI standards, making it easier for organizations to demonstrate their compliance during audits. These ready-to-use templates not only streamline the audit process but also provide a clear roadmap for maintaining continuous compliance.

  • Stay Audit-Ready with PCI Documentation

    Staying audit-ready is a continuous challenge for organizations dealing with PCI compliance.

    ZenGRC assists in maintaining comprehensive and up-to-date PCI documentation, ensuring that you are always prepared for audits. The platform facilitates the organization and storage of essential documents, from policies and procedures to audit reports and evidence of compliance. This centralized document management approach not only simplifies the audit preparation process but also instills confidence in your organization’s ability to meet PCI standards consistently and effectively.

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Key Features of Efficient PCI Compliance Software

PCI Compliance Automation Workflow:

PCI compliance workflow automation transforms the management of payment card industry standards by automating routine tasks like data collection, updates, and compliance checks. It reduces manual effort and error, ensuring all steps are completed correctly and timely, with alerts keeping teams engaged. This not only boosts efficiency but also ensures consistent and reliable adherence to PCI requirements.

Multi-Platform Integration:

Effective PCI compliance software must integrate seamlessly with existing systems to enhance data gathering and provide accurate compliance assessments. This integration reduces redundancies and creates a cohesive compliance strategy.

Real-Time Metrics for PCI Audit Tasks:

Real-time metrics for PCI Audit Tasks provide instantaneous tracking and reporting of an organization's PCI compliance status. This feature enables continuous monitoring of compliance activities, offering insights into task completion and adherence to PCI standards. By offering real-time data, it empowers managers to make informed decisions, ensuring ongoing compliance and readiness for audits.

PCI Audit-Ready Documentation:

PCI Audit-Ready Documentation in compliance software ensures vital documents are prepared and organized for PCI audits. It provides a secure repository for storing all compliance-related documents, with version control and easy access to the latest policies and records. This capability significantly reduces preparation time for audits, minimizes errors, and maintains continual readiness for PCI compliance verification.

Principal PCI DSS Requirements


Build and Maintain a Secure Network and Systems

– Install and maintain network security controls.
– Apply secure configurations to all system components.


Protect Cardholder Data

– Protect stored account data.
– Protect cardholder data with strong cryptography during transmission over open, public networks.


Maintain a Vulnerability Management Program

– Protect all systems and networks from malicious software.
– Develop and maintain secure systems and software.


Implement Strong Access Control Measures

– Restrict access to system components and cardholder data by business.
– Identify users and authenticate access to system components.
– Restrict physical access to cardholder data.


Regularly Monitor and Test Networks

– Log and monitor all access to system components and cardholder data.
– Test security of systems and networks regularly.


Maintain an Information Security Policy

– Support Information Security with organizational policies and programs.

Learn how self-assessments streamline PCI compliance


FAQs for PCI Compliance

Who is Subject to PCI DSS Compliance?

PCI DSS (Payment Card Industry Data Security Standard) compliance is mandatory for all organizations that handle branded credit cards from the major card schemes, including Visa, MasterCard, American Express, Discover, and JCB. As such, PCI compliance is especially important for e-commerce businesses. This encompasses a wide range of entities such as:

Merchants: Any business that accepts, processes, stores, or transmits credit card information, regardless of size or transaction volume, must adhere to PCI DSS. This includes both physical storefronts and online merchants.

Service Providers: Companies that provide services affecting the security of cardholder data also fall under PCI DSS requirements. This includes payment gateways, payment processors, hosting providers, and other entities that manage credit card data on behalf of merchants.

Financial Institutions: Banks and other financial organizations involved in the processing, transmission, or storage of credit card data are required to comply with PCI DSS.

Compliance is not limited to these categories alone; any organization involved in the payment card processing chain must ensure they meet PCI DSS standards to protect cardholder data from breaches and fraud.

How Much Does It Cost to Become PCI-Compliant?

The cost of becoming PCI compliant varies widely depending on several factors:

Size of the Business: Smaller businesses (Level 4 merchants) typically incur lower costs, potentially a few hundred to a few thousand dollars annually. Larger organizations (Level 1 merchants) face significantly higher expenses due to the complexity and volume of their transactions. Different vendors also have different pricing structures.

Current Security Posture: Companies with robust security practices may require fewer changes to meet PCI DSS standards, thus incurring lower costs. Those needing substantial upgrades in their security infrastructure will face higher expenses.

Type of Compliance Activities: Costs include expenses for vulnerability scans, penetration testing, and possibly hiring a Qualified Security Assessor (QSA) for larger companies. Additionally, investments in security technologies such as firewalls, encryption, and other protective measures contribute to the total cost.

Maintenance and Training: Ongoing costs involve maintaining compliance, which includes regular security audits, training staff, and updating security measures.

Potential Fines for Non-Compliance: While not a direct cost of compliance, businesses should consider the potential fines and fees for non-compliance, which can be substantial. In addition, any data breaches will also incur heavy costs – especially if caused by negligence illustrated by non-compliance.

Overall, the cost of PCI compliance is highly variable and is influenced by the scale of operations, existing security infrastructure, and specific requirements that each business needs to fulfill to meet the PCI DSS criteria.

Reduce PCI DSS Scoping — and Risk


What are the PCI DSS security requirements?

PCI DSS is a set of security controls that organizations must implement to maintain a secure environment for cardholder data. It originally launched in 2006 and has gone through several revisions since then. The latest version is PCI DSS 4.0.

The levels of PCI compliance include:


For merchants that process more than 6 million card transactions annually.

These organizations are required to undergo an external audit performed by a Qualified Security Assessor (QSA)


For merchants that process 1 MILLION to 6 MILLION transactions annually


For merchants that process 20,000 to 1 MILLION transactions annually


For merchants that process FEWER THAN 20,000 transactions annually

Organizations in PCI Levels 2 through 4 can complete a self-assessment questionnaire (SAQ) instead of an external audit.

What is the difference between PCI and ISO 27001?

PCI is a data security standard created by the credit card industry. Any company that processes, stores, or transmits credit card data is obligated to comply with this standard. Alternatively, ISO 27001 is an international standard that provides the framework for an information security management program for any type of organization. More to the point, ISO 27001 certification is optional.

What is included in PCI data?

PCI data includes cardholder data such as:

  • Name
  • Account number
  • Card expiration date
  • CVV or security code
  • It also includes authentication data, such as the magnetic-stripe, chip, and pin data.

How do I find my PCI compliance?

STEP 1: Determine your PCI level (1-4).

STEP 2: Complete a self-assessment questionnaire or evaluation by a Qualified Security Assessor (QSA).

STEP 3: Build and maintain an IT security program that protects cardholder data and meets the guidelines specified in the PCI control objectives.

STEP 4: Apply for formal attestation of compliance with the PCI Security Standards Council, as applicable for service providers such as scanning vendors and point-to-point encryption assessors.

What is cybersecurity risk analysis?

Cybersecurity risk analysis allows your organization to identify your sensitive data, understand your risks and devise a strategy to protect that data and mitigate those risks. This type of analysis is also a great opportunity for an organization to take an inventory of systems and resources and ensure that each is safeguarded by the proper security controls.

ZenGRC Success Stories

Customer Spotlight: Segment Increases Assurance with ZenGRC

Segment, provider of the one of the world’s leading customer data platforms, was tired of being inefficient. Faced with ballooning work due to a sharp increase in risk assessments and questionnaires from current and potential customers, the organization was tying up valuable resources responding to lengthy and granular questionnaires.


Read Case Study